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Personal Loans That Work for You
From our Personal Loan to secured options, our variety of options are designed to fit your financial needs.
Get started today with fast funding and flexible terms!
Power Your Plans with a Personal Loan
Our Personal Loan is perfect for debt consolidation, taxes, large purchases or other expenses. If you need cash with no collateral required, a Personal Loan could be right for you!
- Terms up to 60 months
- Rates as low as 9.00% – 13.50%
Contact a loan officer at 281-391-2149
Line of Credit
Provides flexible access to funds up to a set limit, letting you borrow and repay as needed for ongoing or unexpected expenses.
- Terms up to 48 months
- Rates as low as 9.00% – 13.50%
Contact a loan officer at 281-391-2149
Secured Loan Options
Borrow at our lowest rates by using your savings or certificates as collateral. It’s a smart way to finance larger expenses without dipping into your hard-earned savings.
Savings Secured Loans
Use your savings account as collateral, allowing you to borrow at a lower interest rate earning dividends.
- Terms up to 60 months
- $500–$10,000 → Share rate + 3%
- $10,001+ → Share rate + 2%
Certificate Secured Loans
Use your certificate (CD) as collateral and enjoy a low-rate loan without touching your investment.
- Terms up to 48 months
- $1,000–$10,000 → Term rate + 3%
- $10,001+ → Term rate + 2%
Contact a loan officer at 281-391-2149
Other Term Options
From holiday costs to rebuilding credit, our loans give you affordable options with fixed payments and flexible terms. These options are designed to support your financial goals every step of the way.
Credit Builder
Build credit while saving money! Loan funds are held in your account while you make monthly payments, helping you establish or improve your credit. Once paid off, the funds are released to you.
- Terms up to 18 months
- Rates starting at 16%
Summer/Holiday Loan
Designed to cover seasonal expenses like travel, gifts, or holiday events.
- Terms up to 18 months
- Rates as low as 9.00%
Express Loan
Get fast access to funds with a quick approval process for your financial needs every 6 months.
- Terms up to 12 months
- Rates starting at 15.75%
Contact a loan officer at 281-391-2149
Personal Loans Rates and Fees
| TYPE | TERMS | APR* |
|---|---|---|
| Line of Credit | Up to 48 Months | 9.00% – 13.50% |
| Mastercard* | N/A | 8.99% – 18.00% |
| Signature | Up to 60 months | 9.00% – 18.00% |
| Credit Builder | Up to 18 months | 16.00% |
| Summer/Holiday Loan | Up to 18 months | 9.00% – 13.50% |
| Express Loan | Up to 12 Months | 15.75% |
| Savings Secured – $500 to $10,000 | Up to 60 Months | Share + 3% |
| Savings Secured – $10,001 and up | Up to 60 Months | Share + 2% |
| Certificate Secured – $1,000 – $10,000 | Up to 48 Months | Share + 3% |
| Certificate Secured – $10,001 and up | Up to 48 Months | Share + 2% |
Contact a loan officer at 281-391-2149
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are based on your creditworthiness and other factors, and will vary by borrower. All loans are subject to approval, and membership eligibility is required. Additional terms and conditions may apply. Please contact us for further details or questions.
Add on Debt Protection
Debt Protection
Your safety net for unexpected life events. It may cancel or reduce your loan balance or payments (up to contract maximums). Add on one of the following to your debt protection package to increase your peace of mind:
- Life Plus (Death)
- Disability
- Involuntary unemployment
Life Plus
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances such as:
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Contact a loan officer at 281-391-2149 to get started.
Discover Your Loan Options
Enjoy flexible, low-interest student loans and easy access to funds for your education, all while building your academic and financial future.
Choose from two great options—our Standard and Platinum Credit Cards! Click here to learn more about our low rates and great perks!