BVSCU will NEVER ASK FOR YOUR USERNAME, PASSWORD, OR VERIFICATION CODE. If someone asks, hang up and call BVSCU immediately at 281-391-2149.
Checking Accounts That Fit You
Open an account that fits your life – not the other way around. Whether you’re managing daily spending, opening your first account, or just want more convenience, our checking options got you covered.
- No monthly service charge on most accounts
- Low or no minimum opening deposit required
- Access to over 30,000 nationwide ATMs with surcharge-free co-op ATMs
- Free debit card and 24/7 mobile banking
Manage your daily spending with a reliable, no-fuss account.
- No minimum balance required
- Overdraft Protection available
- Courtesy Pay for unexpected costs
- Minimum to open is only $25
Earn interest while managing your everyday banking.
- Dividends paid monthly
- Minimum balance of $300 required
- Overdraft Protection available
- Courtesy Pay for unexpected costs
- Minimum to open is only $25
A fresh start for rebuilding finances and restoring confidence.
- No minimum balance required
- Overdraft Protection available
- Free Checking option after 12 months
- $10 monthly maintenance fee
- Minimum to open is $25
Start building smart money habits early with a student-friendly account.
- No minimum balance required
- Mobile deposit available
- Debit Cards available
- Minimum to open is only $5
Compare All Accounts
Checking | Checking | Checking | Checking |
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|---|---|---|---|---|
| Minimum Balance Required | ||||
| Overdraft Protection |  | | |  |
| Courtesy Pay* | | | | |
| Free ATM Network | | | | |
| Free Debit Card | | | | |
| Dividends Paid | | | |
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| Monthly Service Charges | than $300 | |||
| Minimum Opening Deposit | ||||
*Courtesy Pay is a privilege provided by the credit union to our members to help cover expenses during a time of emergency. It must be paid back 30 days from the time of occurrence. Please click here to view our Discretionary Courtesy Pay Policy.
Learn More About How Our Checking Accounts Work
- Deposits are federally insured to at least $250,000 by the National Credit Union Administration
- Access our Truth In Savings Disclosures and Rate and Fees Schedule here
- Review BVSCU’s Funds Availability
- A savings account is required to open a checking account
- Read our Electronic Fund Transfer Agreement and Disclosure
Discover More Ways We Can Help You
Benefit from flexible dividend payout options, loan collateral potential, and federally insured savings for secure, steady growth.
BVSCU offers Traditional and Roth IRAs with flexible contribution options, tax advantages, and more—plus IRA Term Share Certificates with competitive rates.